@import url('https://fonts.googleapis.com/css2?family=Noto+Sans+KR:wght@400;500;600;700;800;900&display=swap');

:root {
  --ink: #10243d;
  --muted: #5d6f84;
  --line: #dfe7f0;
  --soft: #f4f8fc;
  --blue: #0968df;
  --blue-dark: #0349a8;
  --blue-light: #e8f3ff;
  --orange: #ff9d18;
  --navy: #071e3c;
  --white: #fff;
  --shadow: 0 24px 70px rgba(9, 52, 104, .11);
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; }
body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font-family: "Noto Sans KR", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
  word-break: keep-all;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
img, svg { display: block; max-width: 100%; }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
.container { width: min(1180px, calc(100% - 48px)); margin-inline: auto; }
.skip-link { position: fixed; left: 16px; top: -100px; z-index: 1000; padding: 12px 18px; background: var(--navy); color: #fff; border-radius: 8px; }
.skip-link:focus { top: 16px; }
.mobile-only { display: none; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  height: 78px;
  background: rgba(255,255,255,.93);
  border-bottom: 1px solid rgba(215,225,236,.8);
  backdrop-filter: blur(15px);
}
.header-inner { height: 100%; display: flex; align-items: center; gap: 44px; }
.brand { margin-right: auto; }
.brand img { width: 166px; }
.desktop-nav { display: flex; align-items: center; gap: 34px; font-size: 15px; font-weight: 600; color: #40566f; }
.desktop-nav a { transition: color .2s; }
.desktop-nav a:hover { color: var(--blue); }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  min-height: 50px;
  padding: 0 25px;
  border: 0;
  border-radius: 12px;
  color: #fff;
  background: linear-gradient(135deg, var(--blue), #148cf0);
  box-shadow: 0 10px 24px rgba(9,104,223,.2);
  font-weight: 800;
  transition: transform .2s, box-shadow .2s;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 14px 30px rgba(9,104,223,.28); }
.btn-sm { min-height: 44px; padding: 0 20px; font-size: 14px; border-radius: 10px; }
.btn-lg { min-height: 58px; padding-inline: 30px; }

.hero { position: relative; overflow: hidden; padding: 90px 0 104px; background: linear-gradient(160deg, #fff 35%, #f4f9ff 100%); }
.hero::before { content: ""; position: absolute; left: -180px; top: 10px; width: 420px; height: 420px; border-radius: 50%; background: radial-gradient(circle, rgba(34,142,255,.1), transparent 68%); }
.hero::after { content: ""; position: absolute; right: -8%; top: -60%; width: 700px; height: 700px; border-radius: 50%; border: 120px solid rgba(9,104,223,.025); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: 72px; }
.hero-grid > * { min-width: 0; }
.eyebrow { display: flex; align-items: center; gap: 9px; margin: 0 0 19px; color: var(--blue); font-size: 12px; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.eyebrow span { width: 24px; height: 2px; background: var(--orange); border-radius: 2px; }
.eyebrow.light { color: #87c2ff; }
.hero h1 { margin: 0; font-size: clamp(40px, 4vw, 62px); line-height: 1.22; letter-spacing: -.055em; font-weight: 900; }
.hero h1 em { color: var(--blue); font-style: normal; }
.hero-lead { max-width: 570px; margin: 26px 0 32px; color: var(--muted); font-size: 18px; }
.hero-actions { display: flex; align-items: center; gap: 28px; }
.text-link { display: inline-flex; align-items: center; gap: 9px; font-size: 15px; font-weight: 700; }
.text-link span { color: var(--blue); font-size: 20px; transition: transform .2s; }
.text-link:hover span { transform: translateX(4px); }
.text-link.strong { color: var(--blue); }
.hero-points { display: flex; gap: 23px; margin: 31px 0 0; padding: 0; list-style: none; color: #4d637a; font-size: 13px; font-weight: 600; }
.hero-points li::before { content: "✓"; display: inline-grid; place-items: center; width: 19px; height: 19px; margin-right: 7px; border-radius: 50%; color: var(--blue); background: var(--blue-light); font-size: 11px; font-weight: 900; }

.market-panel { position: relative; display: block; overflow: hidden; min-height: 470px; padding: 28px; border: 1px solid rgba(255,255,255,.2); border-radius: 28px; color: #fff; background: linear-gradient(145deg, #061a35, #0b3062); box-shadow: 0 34px 90px rgba(4,36,79,.28); transition: transform .3s, box-shadow .3s; }
.market-panel:hover { transform: translateY(-5px); box-shadow: 0 40px 100px rgba(4,36,79,.34); }
.market-panel::before { content: ""; position: absolute; right: -100px; top: -100px; width: 290px; height: 290px; border-radius: 50%; background: rgba(30,135,255,.15); filter: blur(3px); }
.panel-top { position: relative; z-index: 2; display: flex; justify-content: space-between; align-items: flex-start; }
.panel-label { display: block; margin-bottom: 4px; color: #78b8ff; font-size: 10px; font-weight: 800; letter-spacing: .13em; }
.panel-top strong { font-size: 18px; }
.live { display: flex; align-items: center; gap: 6px; padding: 5px 9px; border: 1px solid rgba(255,255,255,.12); border-radius: 99px; color: #9db3cb; font-size: 10px; font-weight: 700; }
.live i { width: 6px; height: 6px; border-radius: 50%; background: #32d583; box-shadow: 0 0 10px #32d583; }
.chart { position: relative; height: 260px; margin: 25px -10px 8px; border-left: 1px solid rgba(255,255,255,.06); border-bottom: 1px solid rgba(255,255,255,.06); }
.chart .grid-line { position: absolute; left: 0; right: 0; height: 1px; background: rgba(255,255,255,.06); }
.chart .g1 { top: 25%; }.chart .g2 { top: 50%; }.chart .g3 { top: 75%; }
.chart svg { position: absolute; inset: 0; width: 100%; height: 100%; overflow: visible; }
.chart .area { fill: url(#area); }
.chart .line { fill: none; stroke: #47a3ff; stroke-width: 4; filter: drop-shadow(0 0 9px rgba(47,146,255,.7)); }
.chart-dot { position: absolute; right: -1px; top: 31px; width: 10px; height: 10px; border: 2px solid #fff; border-radius: 50%; background: #3a9cff; box-shadow: 0 0 0 6px rgba(58,156,255,.16); }
.ticker-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; }
.ticker-row div { padding: 10px 12px; border: 1px solid rgba(255,255,255,.08); border-radius: 10px; background: rgba(255,255,255,.035); }
.ticker-row small, .ticker-row b, .ticker-row span { display: block; }
.ticker-row small { color: #7692af; font-size: 9px; }
.ticker-row b { font-size: 13px; }.ticker-row span { color: #3bdd92; font-size: 10px; }
.panel-cta { position: absolute; right: 28px; bottom: 29px; color: #8ac5ff; font-size: 12px; font-weight: 700; opacity: 0; transition: opacity .2s; }
.market-panel:hover .panel-cta { opacity: 1; }

section:not(.hero) { padding: 112px 0; }
.section-heading { margin-bottom: 46px; }
.section-heading.center { text-align: center; }
.section-heading.center .eyebrow { justify-content: center; }
.section-heading h2, .feature-copy h2, .contact-copy h2 { margin: 0; font-size: clamp(32px, 3.2vw, 46px); line-height: 1.3; letter-spacing: -.045em; font-weight: 900; }
.section-heading > p:last-child, .feature-copy > p, .contact-copy > p { margin: 17px 0 0; color: var(--muted); font-size: 16px; }

.quick-benefits { border-top: 1px solid #edf2f7; background: #fff; }
.benefit-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.benefit-card { position: relative; display: flex; gap: 15px; min-height: 168px; padding: 25px 22px; border: 1px solid var(--line); border-radius: 18px; background: #fff; transition: transform .2s, border-color .2s, box-shadow .2s; }
.benefit-card:hover { transform: translateY(-4px); border-color: #9bc9ff; box-shadow: 0 18px 45px rgba(21,85,155,.1); }
.benefit-card.accent { border-color: #7ebaff; background: linear-gradient(145deg, #edf6ff, #fff); }
.benefit-icon { flex: 0 0 auto; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 14px; color: var(--blue); background: var(--blue-light); font-size: 23px; font-weight: 900; }
.benefit-card.accent .benefit-icon { color: #fff; background: var(--blue); }
.benefit-icon.chart-icon { font-size: 33px; }.benefit-icon.won { color: #e78300; background: #fff2df; }
.benefit-card small { display: block; margin: 1px 0 5px; color: #6d8094; font-size: 11px; font-weight: 700; }
.benefit-card strong { display: block; font-size: 21px; letter-spacing: -.03em; }
.benefit-card p { margin: 3px 0 0; color: var(--muted); font-size: 12px; }
.benefit-card .arrow { position: absolute; right: 16px; bottom: 14px; color: var(--blue); opacity: .55; }
.benefit-note { margin: 18px 0 0; color: #8290a0; font-size: 11px; text-align: right; }

.feature-section { background: var(--soft); }
.feature-grid { display: grid; grid-template-columns: .83fr 1.17fr; gap: 95px; align-items: start; }
.feature-copy { position: sticky; top: 126px; }
.feature-copy .text-link { margin-top: 30px; }
.feature-list { border-top: 1px solid #ccd8e5; }
.feature-item { display: grid; grid-template-columns: 55px 1fr 30px; gap: 18px; align-items: start; padding: 28px 8px; border-bottom: 1px solid #ccd8e5; transition: padding .2s, background .2s; }
.feature-item:hover { padding-left: 18px; background: rgba(255,255,255,.55); }
.feature-item .num { color: var(--blue); font-size: 12px; font-weight: 900; }
.feature-item strong { font-size: 19px; }.feature-item p { margin: 5px 0 0; color: var(--muted); font-size: 14px; }
.feature-item i { color: var(--blue); font-style: normal; font-size: 19px; }

.recommend-section { background: #fff; }
.recommend-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.recommend-grid a { min-height: 190px; padding: 28px; border: 1px solid var(--line); border-radius: 18px; transition: transform .2s, box-shadow .2s; }
.recommend-grid a:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.recommend-grid span { display: block; margin-bottom: 34px; color: var(--blue); font-size: 11px; font-weight: 900; }
.recommend-grid strong { font-size: 17px; }.recommend-grid p { margin: 8px 0 0; color: var(--muted); font-size: 13px; }

.trust-section { padding-top: 0 !important; }
.trust-grid { display: grid; grid-template-columns: 1.35fr 1fr 1fr; gap: 16px; }
.trust-card { min-height: 330px; padding: 34px; border: 1px solid var(--line); border-radius: var(--radius); }
.trust-card.primary { display: flex; flex-direction: column; align-items: flex-start; color: #fff; background: linear-gradient(145deg, #061c3a, #0a3f7e); border: 0; }
.trust-card.primary h2 { margin: 0; font-size: 32px; line-height: 1.35; letter-spacing: -.04em; }
.trust-card.primary > p:not(.eyebrow) { color: #bdd0e5; font-size: 14px; }
.trust-card.primary a { margin-top: auto; color: #8ec6ff; font-size: 13px; font-weight: 700; }
.trust-card.primary a span { margin-left: 8px; }
.stat-card { display: flex; flex-direction: column; background: linear-gradient(160deg, #fff, #f8fbff); }
.stat-card .badge { align-self: flex-start; padding: 5px 10px; border-radius: 99px; color: var(--blue); background: var(--blue-light); font-size: 10px; font-weight: 800; }
.stat-card > strong { margin: 32px 0 0; color: var(--blue); font-size: 48px; line-height: 1; letter-spacing: -.05em; }
.stat-card h3 { margin: 8px 0 0; font-size: 17px; }
.stat-card p { margin: auto 0 0; color: #76879a; font-size: 12px; }

.process-section { color: #fff; background: var(--navy); }
.process-section .section-heading h2 { color: #fff; }
.process-list { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; margin: 0; padding: 0; list-style: none; background: rgba(255,255,255,.14); }
.process-list li { display: flex; gap: 18px; min-height: 170px; padding: 34px; background: var(--navy); }
.process-list > li > span { display: grid; place-items: center; flex: 0 0 42px; height: 42px; border-radius: 50%; color: #8ec8ff; background: rgba(59,153,255,.13); font-size: 13px; font-weight: 900; }
.process-list strong { display: block; margin: 7px 0 9px; font-size: 18px; }.process-list p { margin: 0; color: #9eb2c8; font-size: 13px; }

.contact-section { background: linear-gradient(135deg, #0a5ec7 0%, #0878e8 65%, #1297f2 100%); }
.contact-grid { display: grid; grid-template-columns: .82fr 1.18fr; gap: 90px; align-items: start; }
.contact-copy { position: sticky; top: 126px; color: #fff; }
.contact-copy > p { color: #d2e8ff; }
.contact-copy ul { margin: 30px 0; padding: 0; list-style: none; }
.contact-copy li { display: flex; gap: 14px; padding: 10px 0; color: #e2f1ff; font-size: 14px; }
.contact-copy li b { color: #8bc9ff; font-size: 11px; }
.risk-box { margin-top: 34px; padding: 19px 20px; border: 1px solid rgba(255,255,255,.22); border-radius: 14px; background: rgba(1,35,80,.22); }
.risk-box strong { font-size: 13px; }.risk-box p { margin: 6px 0 0; color: #c4ddf7; font-size: 11px; line-height: 1.7; }
.contact-direct { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 14px; }
.contact-direct a { min-width: 0; padding: 13px 14px; border: 1px solid rgba(255,255,255,.2); border-radius: 11px; background: rgba(255,255,255,.08); }
.contact-direct small, .contact-direct strong { display: block; overflow: hidden; text-overflow: ellipsis; }
.contact-direct small { color: #a8cff5; font-size: 9px; }.contact-direct strong { margin-top: 2px; color: #fff; font-size: 11px; white-space: nowrap; }
.contact-form { padding: 38px; border-radius: 24px; background: #fff; box-shadow: 0 30px 80px rgba(0,28,72,.26); }
.form-head { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 28px; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.form-head > span { font-size: 24px; font-weight: 900; }.form-head p { margin: 0; color: #8190a0; font-size: 11px; }
.contact-form i { color: #ff574d; font-style: normal; }
.contact-form > label, .form-row label { display: block; margin-bottom: 18px; color: #30465e; font-size: 13px; font-weight: 700; }
.form-row.two { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.contact-form input[type="text"], .contact-form input[type="tel"], .contact-form select, .contact-form textarea { width: 100%; margin-top: 8px; padding: 0 15px; border: 1px solid #d9e2ec; border-radius: 10px; outline: none; color: var(--ink); background: #fbfcfe; transition: border-color .2s, box-shadow .2s; }
.contact-form input[type="text"], .contact-form input[type="tel"], .contact-form select { height: 50px; }
.contact-form textarea { min-height: 110px; padding-top: 13px; resize: vertical; }
.contact-form input:focus, .contact-form select:focus, .contact-form textarea:focus { border-color: #4e9fff; box-shadow: 0 0 0 4px rgba(9,104,223,.08); background: #fff; }
.contact-form [aria-invalid="true"] { border-color: #ff6b62 !important; }
.contact-form fieldset { margin: 0 0 18px; padding: 0; border: 0; }.contact-form legend { margin-bottom: 9px; color: #30465e; font-size: 13px; font-weight: 700; }
.radio-group { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; }
.radio-group label { cursor: pointer; }
.radio-group input { position: absolute; opacity: 0; pointer-events: none; }
.radio-group span { display: grid; place-items: center; min-height: 46px; border: 1px solid #d9e2ec; border-radius: 9px; color: #66798d; background: #fbfcfe; font-size: 12px; font-weight: 600; transition: .2s; }
.radio-group input:checked + span { border-color: var(--blue); color: var(--blue); background: var(--blue-light); box-shadow: inset 0 0 0 1px var(--blue); }
.agree { display: flex !important; align-items: flex-start; gap: 9px; font-size: 11px !important; font-weight: 500 !important; }
.agree input { margin-top: 3px; accent-color: var(--blue); }.agree span { color: #627489; }.agree a { color: var(--blue); text-decoration: underline; }
.form-status { display: none; margin: -5px 0 14px; padding: 10px 12px; border-radius: 8px; font-size: 12px; }
.form-status.error { display: block; color: #b42318; background: #fff0ef; }
.form-status.ready { display: block; color: #075abf; background: #edf6ff; }
.btn-submit { width: 100%; min-height: 58px; }
.btn-submit:disabled { cursor: not-allowed; opacity: .65; transform: none; box-shadow: none; }
.form-caption { margin: 12px 0 0; color: #8a99a9; font-size: 10px; text-align: center; }

.faq-section { background: #fff; }
.faq-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 100px; }
.accordion { border-top: 1px solid var(--line); }
.accordion details { border-bottom: 1px solid var(--line); }
.accordion summary { display: flex; align-items: center; justify-content: space-between; padding: 24px 3px; cursor: pointer; list-style: none; font-weight: 700; }
.accordion summary::-webkit-details-marker { display: none; }.accordion summary span { color: var(--blue); font-size: 22px; font-weight: 400; transition: transform .2s; }
.accordion details[open] summary span { transform: rotate(45deg); }
.accordion details p { margin: -7px 0 24px; padding-right: 45px; color: var(--muted); font-size: 13px; }

.site-footer { padding: 55px 0 98px; border-top: 1px solid var(--line); background: #f7f9fc; }
.footer-inner > img { width: 145px; filter: saturate(.6); opacity: .82; }
.footer-links { display: flex; gap: 22px; margin: 24px 0 16px; color: #40566f; font-size: 12px; font-weight: 700; }
.footer-inner > p { max-width: 800px; margin: 6px 0; color: #8290a0; font-size: 10px; }
.footer-business { margin: 0 0 10px; color: #677a8e; font-size: 11px; font-style: normal; }
.footer-business a { color: var(--blue); }
.footer-inner .copyright { margin-top: 20px; }
.mobile-cta { display: none; }

.legal-page { min-height: 100vh; background: var(--soft); }
.legal-header { padding: 22px 0; border-bottom: 1px solid var(--line); background: #fff; }
.legal-header .container { display: flex; align-items: center; justify-content: space-between; }
.legal-header img { width: 145px; }.legal-header a:last-child { color: var(--blue); font-size: 13px; font-weight: 700; }
.legal-card { width: min(840px, calc(100% - 40px)); margin: 70px auto; padding: 50px; border: 1px solid var(--line); border-radius: 20px; background: #fff; box-shadow: 0 20px 60px rgba(20,58,100,.08); }
.legal-card h1 { margin: 0 0 12px; font-size: 34px; }.legal-card .date { color: #8392a2; font-size: 12px; }
.legal-card h2 { margin: 34px 0 9px; font-size: 18px; }.legal-card p, .legal-card li { color: #5e7186; font-size: 13px; }

@media (max-width: 1024px) {
  .desktop-nav { display: none; }
  .hero-grid { gap: 38px; }
  .benefit-grid { grid-template-columns: 1fr 1fr; }
  .feature-grid { gap: 55px; }
  .trust-grid { grid-template-columns: 1fr 1fr; }.trust-card.primary { grid-column: 1 / -1; min-height: 300px; }
  .contact-grid { gap: 50px; }
}

@media (max-width: 760px) {
  html { scroll-padding-top: 70px; }
  body { padding-bottom: 68px; word-break: keep-all; }
  .container { width: min(calc(100% - 34px), 620px); }
  .site-header { height: 66px; }.brand img { width: 143px; }.site-header .btn { display: none; }
  .hero { padding: 58px 0 64px; }.hero-grid { grid-template-columns: 1fr; gap: 48px; }
  .hero h1 { font-size: 38px; line-height: 1.28; }.hero-lead { font-size: 16px; word-break: normal; overflow-wrap: anywhere; }
  .hero-actions { align-items: stretch; flex-direction: column; gap: 16px; }.hero-actions .text-link { justify-content: center; }
  .hero-points { flex-wrap: wrap; gap: 10px 17px; word-break: normal; }
  .market-panel { min-height: 410px; padding: 22px; border-radius: 21px; }.chart { height: 215px; }.ticker-row div { padding: 8px; }.ticker-row b { font-size: 11px; }
  section:not(.hero) { padding: 78px 0; }.section-heading { margin-bottom: 32px; }.section-heading h2, .feature-copy h2, .contact-copy h2 { font-size: 32px; }
  .mobile-only { display: initial; }
  .benefit-grid { grid-template-columns: 1fr; gap: 11px; }.benefit-card { min-height: 125px; }.benefit-note { text-align: left; }
  .feature-grid { grid-template-columns: 1fr; gap: 35px; }.feature-copy, .contact-copy { position: static; }.feature-item { grid-template-columns: 42px 1fr 20px; padding: 23px 4px; }
  .recommend-grid { grid-template-columns: 1fr; }.recommend-grid a { min-height: 155px; }.recommend-grid span { margin-bottom: 20px; }
  .trust-grid { grid-template-columns: 1fr; }.trust-card.primary { grid-column: auto; }.trust-card { min-height: 300px; padding: 28px; }
  .process-list { grid-template-columns: 1fr; }.process-list li { min-height: auto; padding: 26px 20px; }
  .contact-grid { grid-template-columns: 1fr; gap: 38px; }.contact-form { padding: 25px 20px; border-radius: 18px; }.form-head { display: block; }.form-head p { margin-top: 6px; }.form-row.two { grid-template-columns: 1fr; gap: 0; }.radio-group { grid-template-columns: 1fr; }.radio-group span { min-height: 44px; }
  .contact-direct { grid-template-columns: 1fr; }
  .faq-grid { grid-template-columns: 1fr; gap: 10px; }
  .footer-links { flex-wrap: wrap; gap: 12px 18px; }
  .mobile-cta { position: fixed; z-index: 99; display: flex; align-items: center; justify-content: center; gap: 10px; left: 12px; right: 12px; bottom: calc(9px + env(safe-area-inset-bottom)); height: 54px; border-radius: 12px; color: #fff; background: linear-gradient(135deg, var(--blue), #148cf0); box-shadow: 0 9px 30px rgba(3,61,130,.35); font-weight: 800; }
  .legal-card { margin: 35px auto; padding: 28px 22px; }.legal-card h1 { font-size: 27px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}